S B S O U R C E F U N D

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FAQ’s Page

Frequently Asked
Questions About Us

Thank you for your question.
SBN Sourcefund Corporation (Something Big Network – SBN)
is a California- registered for-profit company created for insurance-licensed professionals. The organization provides an AI-powered platform designed to help agents generate qualified leads, streamline operations, and serve clients more effectively. What makes SBN Sourcefund unique is its core principle:
“Build the Funds First. Protect the Future Next.”
This means that before encouraging families or individuals to purchase insurance, agents guide them to become members of the American Consumer Savings Association (AMCONS). Through AMCONS, members can generate extra cashback savings from their everyday spending. These structured cashback savings can help supplement insurance premium payments, making coverage more affordable and easier to maintain for the long term. In simple terms, SBN Sourcefund helps: Insurance professionals grow smarter and stronger businesses Families prepare financially before committing to insurance By building financial readiness first, protection becomes more sustainable and secure.

Thank you for your question.
Under the BFF Strategy — Build the Funds First, Protect the Future Next, agents may introduce clients to the Supermalls marketplace and the AMCONS cashback program as optional programs. When members shop with participating merchants, they may earn cashback or rewards based on merchant terms. These rewards can be tracked within the AMCONS platform as structured savings. Any accumulated cashback may help offset future insurance premium expenses. Cashback is not guaranteed and depends on individual participation and merchant program rules.

AMCONS members can monitor their Cashback Source Fund through the AI Pay App, where eligible rewards and organized savings are displayed in real time. If referred by a licensed insurance agent, the agent may provide guidance. When a member’s savings reach their desired level, the agent may discuss suitable insurance product options based on individual needs, eligibility, and underwriting requirements.

Cashback growth depends on individual participation. As long as AMCONS members continue shopping with participating merchants through JRDC Supermalls, they may earn eligible cashback rewards. The Cashback Source Fund may increase based on actual purchase activity, merchant participation, and program terms. Growth is not automatic or guaranteed and varies from month to month.

Great question. Cashback is supplemental and not guaranteed. It is not designed to fully cover insurance premiums or replace income. Instead, it may help reduce or supplement eligible premium payments and support long-term affordability.

Thank you for asking — that’s a great question. In the United States, many adults remain uninsured or underinsured because they perceive life insurance as too expensive or difficult to maintain. SBN Sourcefund was created to support insurance professionals with innovative tools that help improve productivity and develop more sustainable client relationships. At the same time, the platform encourages families to build financial readiness first, so protection becomes more realistic, affordable, and easier to maintain over the long term.

Good question — this is very important. The insurance industry has a high dropout rate, with many new agents leaving within their first few years. Income can be unstable, clients sometimes cancel policies, and agents often lack structured tools to help clients stay insured long-term. Sourcefund was designed to help solve these challenges.

Thank you for asking.
The Sourcefund platform is designed for licensed insurance professionals, including individual agents, agencies, and brokerage firms seeking an innovative approach to growing and managing their insurance business.
Through the BFF Strategy — Build the Funds First. Protect the Future Next., agents may introduce prospective clients to programs that help them create extra cashback savings, which may help reduce or supplement the cost of future insurance premiums.
The platform is intended to enhance operational efficiency, support compliant lead development, and promote long-term client sustainability. Use of the platform is subject to proper licensing and applicable regulatory requirements.

That’s an important question. Many policies lapse when families later struggle with premium payments. Building funds first may helps coverage stay active, families remain protected, and agents avoid chargebacks while keeping predictable income.

Thank you for asking. No. SBN Sourcefund is not an insurance agency or broker. It helps clients prepare financially and then connects them with licensed professionals when they are ready.

JRDC Supermalls generates and manages cashback rewards when AMCONS members shop with participating merchants.
AMCONS is a consumer organization whose members benefit from cashback savings that may help supplement insurance premium payments.
SBN Sourcefund is the organization of insurance professionals that assists eligible AMCONS members in obtaining insurance coverage. Together, Supermalls creates and manages the cashback, AMCONS members accumulate savings, and SBN Source fund associates supports the insurance process.

Thank you for asking.
SBN Sourcefund has three participation levels:
• Affiliate Team
• Associate Team
• Directorate Team
Each level provides different access, benefits, and leadership opportunities.

The Affiliate Team is the entry level for insurance agents joining the platform.
Registration is free and includes access to AMCONS savings, Supermalls platform, and reward benefits. Members introduce the BFF strategy to families and communities.

Thank you for asking — great question. The Associate Team is an upgraded level available to Affiliate members. With a one-time $99 fee, members receive expanded marketing support, stronger network participation, and additional growth opportunities within the SBN system. If you like, I can connect you to the Associate Information Officer.

The Directorate Team is a limited leadership-level membership composed of qualified Affiliate or Associate members. A one-time $999 fee provides advanced organizational privileges, leadership positioning, and potential equity participation benefits.

Excellent question. Sourcefund helps agents guide clients into financial preparation first. Prepared clients are easier to insure, policies stay active longer, cancellations are reduced, and agents gain stronger trust and more stable long-term income.

Great question. Agents increase closing success by first helping clients become financially prepared through AMCONS cashback savings. When members feel ready, they naturally return to the agent who guided them.

Good question. No. Cashback is participatory and supplementary in nature and is not guaranteed to fully cover insurance premiums.

Yes — absolutely. The platform removes the pressure of hard selling by guiding clients to prepare financially first. Agents also receive AI support and additional income opportunities.

Agents may earn income from:
1. Insurance commissions from approved policies
2. Cashback rewards from AMCONS participation
3. Network and referral expansion opportunities

Yes. Licensed agents retain full professional discretion to submit applications to any insurance company they are appointed with.

No. Insurance commissions remain fully under the licensed agent’s control.

The AI CIO acts as a 24/7 digital information executive. It answers questions, explains information, collects contact details, and helps schedule meetings — saving agents time.

No. The AI only provides information support. All advice, recommendations, and policy processing must be handled by a licensed human professional.

Yes. If a client is already financially ready, the agent may proceed with the normal insurance process.

Affiliate membership is free and provides access to AMCONS savings, Supermalls platform, and reward programs for personal participation.